Wealth and Growth Group
Straightforward mortgage advice to help you buy, refinance, or invest — with brokers who actually explain your options.
Book a Free AssessmentHow We Help
Home Loans
Finding the right lender and structure for buying your first or next home.
Refinancing
Reviewing your current loan to see if a better rate or structure is available.
Investment Property
Loan strategies for building a property portfolio the right way.
A Wide Panel of Lenders
Rather than being tied to one bank, we compare options across a wide panel of major banks, second-tier lenders, and specialist lenders — matching you with a loan that actually suits your situation, not just whatever's on offer at a single branch.
Meet the Team
Eleanor Crosby
Slows things down and explains your options properly, so you always know what's happening and why.
Steve Mill
Brings a genuine, relationship-first approach to every client, backed by years of experience in lending.
Common Questions
It depends on your income, expenses, existing debts, and the lender's criteria. Every lender assesses this a little differently, which is part of why comparing across a panel matters. Get in touch for an assessment based on your actual situation.
Most lenders prefer at least a 20% deposit to avoid Lenders Mortgage Insurance (LMI), but many loans are available with less — some government schemes allow eligible buyers to purchase with a smaller deposit. We can talk through what applies to you.
Timeframes vary by lender and how complex your situation is — anywhere from a few days to a few weeks for full approval. We manage the process and keep you updated so there are no surprises.
In most cases, no — we're generally paid by the lender once your loan settles, not by you. Any circumstances where a fee might apply would always be disclosed and agreed with you upfront.
A bank can only offer you their own products. We compare options across our panel of lenders, so you get a broader view of what's actually available and suited to your situation — not just one institution's offering.