Credit Guide

This Credit Guide provides you with information about Wealth & Growth Group Pty Ltd to help you decide whether to engage our services.

Who We Are

Wealth & Growth Group Pty Ltd (ABN 89 695 290 423, ACN 695 290 423) operates as a Corporate Credit Representative (Credit Representative Number 577602) of Australian Finance Group Ltd (AFG), Australian Credit Licence 389087.

Eleanor Crosby (Individual Credit Representative Number 484419) and Steve Mill (Individual Credit Representative Number 533396) are individually accredited Credit Representatives authorised under this licence.

Our Services

We provide credit assistance to help you obtain finance for residential home loans, refinancing, investment property, and construction lending. We are not obligated to any single lender and will assess options from our panel of lenders.

Our Panel of Lenders

We have access to a wide panel of lenders. A full list is available on request.

Fees and Commissions

We may charge you a fee for our services, which will be disclosed to you in writing before you proceed. We are also typically paid a commission by the lender once your loan settles. Full details of any fees and commissions relevant to your loan will be provided in your Credit Proposal Disclosure before you enter into a credit contract.

Compensation Arrangements

Wealth & Growth Group Pty Ltd holds professional indemnity insurance through AFG's PI Insurance Program, as required by law, covering claims relating to the credit assistance we provide.

Complaints

If you have a complaint about our services, please contact us directly on 07 3607 0562 or office@wealthandgrowthgroup.com.au. If your complaint is not resolved to your satisfaction, you may contact the Australian Financial Complaints Authority (AFCA) at afca.org.au or 1800 931 678.

Privacy

We collect and handle your personal information in accordance with our Privacy Policy and the Privacy Act 1988 (Cth).